Defence personnel in India safeguard our nation, national security and borders. They navigate a lifestyle shaped by several operational commitments, frequent reallocations, and long-term separation from their families. With deep appreciation for our defence personnel’s services, Bajaj General Défense ProShield is designed as a solution to address the needs and unique challenges of military personnel.
It delivers convenience, protection, and financial assistance during emergencies, wherever their military duty takes them. So, learn what the Défense ProShield insurance plan is, its key benefits, and some unique plan features.
What is Defence ProShield Insurance?
Défense ProShield is a special motor insurance package which is designed to support the lifestyle of military personnel, providing extensive protection through reallocations, transfers, changing postings and long travels. So that defence personnel can protect their vehicles while reallocating.
What are the Key Benefits of Pro-Shield Insurance?
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Coverage for Vehicle Reallocation
This four-wheeler insurance package covers vehicle relocation, including an extension of the policy period by up to 10 days while the vehicle is in transit through a licensed carrier. Defence personnel can claim No Claim Bonus protection for any accident that happens while the carrier is transiting and is not the fault of the insured.
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Loss of Document Protection Cover
It protects against document loss by providing financial support. Policyholders get funds to replace the lost documents, such as a driver’s license and car registration certificate for the military person and their spouse.
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Travel Emergency Coverage
It protects against travel emergencies arising from a vehicle accident en route. The cover includes missed flight protection and hotel reimbursement on account of the missed flight, with coverage of up to ₹1 lakh.
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Network Garage
Defence personnel can get dedicated priority with personalised claim support. A Défense ProShield plan provides access to more than 10,000 network garages throughout India. So, car repair or parts replacement is getting easier with network garages.
Policy features that benefit defence personnel and their family include zero depreciation with unlimited claims, roadside assistance, waiver of deductibles, rim cover, tyre coverage, towing coverage, accessories financial assistance, and geographical extension.
What are the Policy Features Designed for Defence Personnel?
- Protection of Car Accessories: This four-wheeler insurance offers 1% of the IDV value of the car for non-electrical and electrical accessories.
- Geographical Extension: Defence personnel can receive coverage for losses occurring within Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka and the Maldives.
- Waiver of Consumables and Depreciation: It protects against the cost of consumables and depreciation during car repair.
- Hybrid or Electric Vehicle Protection: For eligible electric or hybrid vehicles, the cover protects against damage arising from power surges, explosions, water ingress, and short circuits.
- Deductible Waiver: Défense ProShield waives all compulsory deductibles that reduce out-of-pocket expenses of defence personnel and their family.
Apart from this, since vehicles are software-driven, increasingly connected, and technologically advanced, customers mainly expect car insurance that provides protection beyond conventional accidental coverage.
Final Statement
Since military life comes with frequent changes such as sudden reallocation, operational commitments and extended travel, standard car insurance can often fail to manage sudden emergencies or vehicle transitions across states that disrupt their entire travel plan.
Bajaj General Défense ProShield combines these specialised benefits with motor insurance features such as depreciation waiver, zero compulsory deductible, roadside assistance, towing and other in-built protections, subject to the applicable terms and conditions.
