Find out about Credit Pass’s different advantages


Bajaj Finserv Credit Pass is an innovative financial product offered by Bajaj Finserv, a leading financial institution in India. Bajaj Finserv online credit monitoring subscription service is designed to help individuals and businesses in India gain a comprehensive view of their creditworthiness and financial well-being. With the online credit pass annual subscription plan, you can access your credit score unlimited times, get personalized financial product offers, and much more.

Advantages of Bajaj Finserv Credit Pass

Comprehensive Credit Health Monitoring

One of the primary uses of Credit Pass is that it offers comprehensive credit health monitoring. By subscribing to Credit Pass, you gain access to a detailed credit report that sheds light on your credit score, credit utilisation, payment history, and other factors affecting your creditworthiness. This enables you to take proactive steps to improve your credit score, ensuring you are eligible for better interest rates on loans and credit cards.

Unlimited Access to Credit Score

Another major advantage of using an online credit pass is unlimited access to credit score updates. As a subscriber, you can check your credit score as often as possible without affecting your credit rating. This allows you to closely monitor your credit score and make informed financial decisions accordingly.

Customised Financial Product Offers

Credit Pass subscribers can enjoy personalised offers and recommendations on various financial products, including loans, credit cards, and insurance policies. Based on your credit score and financial profile, an online credit pass helps you identify the best products suited to your needs, saving time and effort.

Timely Alerts and Notifications

One of the most valuable uses of Credit Pass is its timely alerts and notifications. These alerts inform you about any changes in your credit score or report, allowing you to act promptly if any discrepancies or fraudulent activities occur. This proactive approach helps you maintain a healthy credit profile and avoid financial pitfalls.

Enhanced Financial Decision-Making

With Credit Pass, you can make better financial decisions by leveraging the insights and information the service provides. Whether you plan to apply for a loan or manage your credit card usage, an online credit pass provides the necessary data to make informed choices that positively impact your credit score and overall financial health.

Exclusive Offers and Discounts

Credit Pass subscribers gain access to valuable credit information and enjoy exclusive offers and discounts on a wide range of financial products and services. These offers are tailored to your credit profile, helping you maximise your credit score and financial standing. By taking advantage of these personalised offers, you can save money on loans, credit cards, and other financial products, further optimising your overall financial health. 

Easy Application Process

One of the key advantages of an online credit pass is the ease of the application process. You can apply for a Credit Pass subscription online at an affordable annual subscription plan of Rs 99 in just a few simple steps, making it a convenient solution for managing your credit score and financial information.

Protection Against Identity Theft and Fraud

Credit Pass offers protection against identity theft and fraud by monitoring your credit reports for suspicious activities and alerting you of any potential issues. This helps you safeguard your credit profile and ensure your financial security.

Access to Expert Advice

By subscribing to an online credit pass, you can benefit from expert advice on improving your credit score and maintaining a healthy financial profile. This personalised guidance can significantly impact your credit journey, empowering you to make well-informed decisions.

Important process to apply for a Bajaj Finserv Credit Pass

  • Visit the official Bajaj Finserv website to apply for Bajaj Finserv credit pass.
  • Search the ‘Get It Now’ option to proceed with the Credit Pass application.
  • Enter your mobile number, and you will receive an OTP.
  • Verify your mobile number by submitting an OTP. 
  • After that a new page will open.
  • Enter your personal and contact details, such as name, phone number, PAN Card information, financial data, email address, and more.
  • Accept the Terms & Conditions.
  • Pay a one-time fee of Rs 99 using various payment methods like credit card, debit card, or online wallets to activate your Credit Pass.
  • After your online payment has been confirmed, you will gain access to your Credit Health Report and other associated benefits on Bajaj Finserv Credit Pass online dashboard.


The uses of credit pass are multifaceted and provide significant advantages for individuals looking to improve their financial well-being. From comprehensive credit monitoring to exclusive offers and discounts, Bajaj Finserv online credit pass equips subscribers with the tools and resources to make informed financial decisions and optimise their credit score. The uses of credit pass extend beyond just keeping track of your credit score; it also empowers you to proactively manage your credit health and financial future. By understanding and leveraging the various uses of credit pass, you can make smarter decisions regarding borrowing, credit utilisation, and financial planning. The uses of credit pass are designed to help you achieve that objective by providing valuable insights, personalised recommendations, and access to exclusive offers that can save you money and improve your overall financial health.