Some parents don’t buy camp insurance coverage for their kids at swim camp because they think that they’ll be excluded from medical expenses because of a pre existing condition. It is true that some plans won’t work on that basis; but some will. If your child has an existing illness or condition then coverage could be even more valuable to you and you should be looking at it real hard.

Chances are, your child will get through swim camp with no problems, even if they do have a pre existing condition. But, if they do happen to need treatment Campingversicherung  or you need to go to camp to pick them up because they get sick, then protection against medical expenses could save you a lot of money.

It’s also a shame to lose out on other kinds of protection just because one swim camp policy won’t give you medical coverage. Opting out of useful benefits like cancellation insurance, baggage cover, travel delay and missed connections could leave you with a lot of out of pocket expenses in various situations that have nothing to do with the health of your kid.

If you are planning on sending your child to swim camp (or to any other kind of program for that matter) and you’re worried about pre existing exclusions, then it may be easier for you to look at plans that will include their illness or condition. Camp Coverage, for example, offers A+ camp insurance policies that can be set up to do just that.

You’ll need to do some forward planning to get the right coverage in place so this is worth doing as soon as you can. Camp Coverage will waive pre existing condition exclusions if you pay for your plan within certain timescales so you may want to check their policies out as soon as you can.

Camp Coverage specializes in insurance policies for camps and programs. The coverage offered here may well be cheaper than buying from your chosen swim camp plus it could give you a fuller range of benefits that may be useful. You’ll get the peace of mind of knowing that you will get your money back after cancellation for covered reasons. Plus, you’ll get – comprehensive financial help for emergency medical expenses, coverage for pandemics and contagious diseases and even help if your child loses equipment or possessions. Please visit our website or call today.

How Sports Liability Insurance Will Keep You In The Game

Baseball has long been called “The Great American Pastime” and as a part of Americana, the phrase “It’s as American as baseball, hot dogs and apple pie.” also comes to mind. We love baseball so much that we start getting our kids to play when they’re as young as 5 with the T ball leagues, then progress to Little League, through high school and college and if they’re good enough and dedicated enough, then to semi pro then professional baseball. Since there are so many different teams and leagues, sports liability insurance has to be in place in case of injury.

While the odds of injury in the T ball league that will require medical treatment are small, the worst usually being a scraped elbow or knee, there are times when a kid will fall and hit their head and as with any head injury, if there are any signs of a concussion, it has to be checked out. This means that someone will be responsible for paying the medical bills and having sports liability insurance in place means that those bills are covered properly.

Unfortunately, the odds of suffering some type of baseball related injury increases as kids get older. It’s simply to be expected that as their skills increase and when they change from kids into young men, ball velocities increase, their hitting skills get better and for those that literally put 110% effort into it, they’ll take chances and push their bodies to the max. This means that sports liability insurance becomes even more important for all teams and leagues so the medical bills will be covered for  Campingversicherung those inevitable injuries.

Regular health insurance isn’t designed to cover sports related injuries in a team setting. If an injury occurs while you’re playing a pick-up game of football or during a daily exercise routine, normal health insurance will cover that. However, when you’re part of an organized team, sports liability insurance is necessary since injuries sustained during team sports are considered “extraordinary circumstances” by regular health insurance companies and won’t be covered.

Sports liability insurance and camp insurance is definitely carried by schools since sports are such a big part of school spirit and so many kids take part. By having insurance, they definitely understand the need to make sure their students are protected so they’ll do the best they can for their school. Professional and semi-pro teams have the same attitude. Players are depending on the team owners to help them become the best they can be since they’re putting everything on the line for the game they love.